Save in Bitcoin, borrow Rupiah
Auto-DCA into Bitcoin, then borrow Rupiah straight to your bank account or e-wallet against your BTC, without ever selling. Self-custody, DeFi-powered, from just Rp 25,000.
Don't get left behind
How PaySats works
From sign-up to DCA-ing into BTC in three steps, powered by smart contracts, no middlemen.
Sign up with your socials
A smart wallet is created automatically when you sign in with Google, email, or socials. No seed phrase, still self-custody.
Create a BTC pocket & set your DCA
Create a pocket for each goal, pick your amount and frequency. The smart contract executes automatically, starting from Rp 25,000.
Watch your savings grow
Your DCA runs on-chain with negligible fees. Track every pocket growing right from your dashboard.
The PaySats Bitcoin Card
Indonesia's first Bitcoin-powered debit card. Spend your BTC savings anywhere Visa is accepted.
- ₿Pay with Bitcoin, settle in Rupiah. Seamless conversion at the point of sale, no manual selling required.
- ₿Linked to your BTC pockets. Choose which pocket to spend from, travel, daily expenses, or your main balance.
- ₿Real-time notifications. Instant alerts for every transaction, so you always know what's happening with your money.
More than just a regular crypto app
Save in Bitcoin, then borrow Rupiah against it without ever selling. Self-custody, DeFi-powered, with negligible fees, built for Indonesian savers who want full sovereignty over their assets.
Dream Home
Perfect Wedding
Peaceful Retirement
Create a BTC pocket for every life goal, start saving today.
Borrow Without Selling
Unlock Rupiah straight to your bank account or e-wallet against your BTC, no selling, no taxable sale, and your Bitcoin keeps stacking.
One-Click DCA
Set it once, the smart contract executes automatically. Average into BTC without lifting a finger.
Self-Custody
Your keys, your coins. No third party holds your assets, full self-sovereignty.
Starting from Rp 25,000
No large capital needed. Start DCA-ing into Bitcoin with as little as Rp 25,000 per pocket.
Powered by Smart Contracts
Every transaction is executed on-chain by smart contracts. Transparent, trustless, and verifiable.
Negligible Fees
Near-zero transaction fees. More of your Rupiah goes into Bitcoin, not into fees.
Fully Decentralized
No central server to censor or hack. The protocol runs on the blockchain, always on, always yours.
How much could you have gained if you saved in BTC?
Compare DCA into Bitcoin vs time deposit, IHSG, and gold (IDR).
Historical data is approximate. Past performance does not guarantee future results.